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FOCUS ltd.
London, United Kingdom
Summary
Stable sales turn over good performance of all the basic ratios characterize customer as financially stable with low probabillity of default in the nearcoming 12 months. Though profitability remains relatively low, growth over the last year gives good prospectives to in the nearest future. Taking also into account low level of indebtedness, unsecured transaction is permissible within the amount of calculated Creditworthiness.
| 2015 | 2014 | 2013 | 2012 | 2011 | |
| Group | A | A | B | B | C |
| Creditworthiness | 188 065 | 239 627 | 107 930 | 91 511 | 0 |
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| 2015 | 2014 | 2013 | 2012 | 2011 | |
| Current | 2.0 | 1.6 | 1.4 | 1.2 | 0.9 |
| Quick | 1.0 | 0.9 | 0.8 | 0.7 | 0.5 |
| Debt/Equity | 0.6 | 0.7 | 0.9 | 1.1 | 1.5 |
| ROE | 20% | 12% | 8% | 11% | 9% |
| ROS | 3% | 3% | 1% | 2% | 1% |
| Z SCORE | 6.5 | 5.1 | 4.7 | 4.6 | 4.5 |
| 2015 | 2014 | 2013 | 2012 | 2011 | |
| Assets | |||||
| cash | 401 | 576 | 681 | 651 | 420 |
| receivables | 393 | 332 | 232 | 270 | 256 |
| inventories | 721 | 738 | 719 | 665 | 636 |
| Current Assets | 1 516 | 1 647 | 1 633 | 1 587 | 1 313 |
| Fixed Assets | 400 | 749 | 717 | 642 | 740 |
| Other Assets | 141 | 293 | 320 | 297 | 310 |
| Total Assets | 2 057 | 2 691 | 2 671 | 2 527 | 2 363 |
| Liabilities and Net Worth | |||||
| bank loans | 179 | 289 | 434 | 506 | 486 |
| paybales | 589 | 721 | 719 | 765 | 917 |
| Current Liabilities | 768 | 1 010 | 1 154 | 1 271 | 1 404 |
| other | 35 | 83 | 78 | 35 | 5 |
| Total Liabilities | 803 | 1 093 | 1 232 | 1 307 | 1 409 |
| Net Worth | 1 253 | 1 597 | 1 439 | 1 220 | 954 |
| Total Liabilities and Net Worth | 2 057 | 2 691 | 2 671 | 2 527 | 2 363 |
| Income Statement | |||||
| Turnover | 7 844 | 7 685 | 7 510 | 7 668 | 7 603 |
| Gross Profit | 1 455 | 1 454 | 1 391 | 1 382 | 1 338 |
| Earnings before Income taxes | 313 | 244 | 144 | 163 | 227 |
| Net Income/Loss after taxes | 249 | 198 | 110 | 131 | 83 |
